Informational Disclaimers

Legal & Disclaimers

Placeholder informational language — pending counsel review
Status: Draft Last Updated: 2026-04-30 Issuer: Toryx Inc.
Draft Notice — Not Binding

This page contains placeholder informational language only. Nothing on this page constitutes binding terms of service, a privacy policy, or a data processing agreement. Toryx Inc. is engaging counsel to draft binding legal documents post-V3 launch (anticipated Q3 2026). Use of this site does not create any contractual relationship.

The information below is provided for transparency about the entity operating openratings.ai and the nature of its published research. The text is informational and descriptive; it is not, and is not intended as, a binding legal agreement. Sections marked [DRAFT — pending legal review] are placeholder language that will be revisited and replaced by counsel-drafted documents prior to general availability of any commercial product.

[DRAFT — pending legal review]About Toryx Inc.

Toryx Inc. is the entity operating the openratings.ai website and publishing the Open Ratings methodology and research. Toryx Inc. was rebranded from SGX Analytics LLC in April 2026; the rebrand reflects a change of name and corporate identity rather than a transfer of underlying research, products, or trademarks. References on this site or in earlier materials to “SGX Analytics LLC” refer to the same business now operating as Toryx Inc.

Open Ratings™ is a trademark and product of Toryx Inc. The methodology, benchmarks, and ratings published on this site are produced by Toryx Inc. for informational and research purposes.

[DRAFT — pending legal review]Patents Notice

Aspects of the Open Ratings methodology and underlying technology are the subject of one or more pending United States patent applications. Status: Patent Pending.

The pending patent applications are owned by Luis M. Sanchez personally, in his capacity as inventor, and are not assigned to or owned by Toryx Inc. or any predecessor entity. Application serial numbers and other non-public filing details are not disclosed on this site.

[DRAFT — pending legal review]Disclaimer of Warranties

The openratings.ai website, the Open Ratings methodology documentation, the published benchmarks, and any associated content (collectively, the “materials”) are made available on an “as is” and “as available” basis, without warranties of any kind, either express or implied, to the maximum extent permitted by applicable law. This includes, without limitation, any implied warranty of merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement, or uninterrupted availability.

Toryx Inc. makes no warranty that the materials are free from errors or omissions, that the website will be available without interruption, or that any defects will be corrected. Reliance on the materials is at the reader’s own discretion and risk.

[DRAFT — pending legal review]Limitation of Liability

To the maximum extent permitted by applicable law, Toryx Inc., its affiliates, officers, directors, employees, contractors, and agents disclaim liability for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or in connection with access to or use of the openratings.ai website or the materials, including damages for loss of profits, loss of data, business interruption, or any other commercial damages or losses, whether such liability is asserted on the basis of contract, tort, strict liability, or otherwise, and even if any such party has been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of certain damages; in those jurisdictions, the foregoing limitations apply only to the maximum extent permitted by applicable law.

[DRAFT — pending legal review]Methodology Disclaimer

Open Ratings grades and scores are statistical estimates produced by an analytical pipeline. They reflect a point-in-time assessment of agent-produced outputs based on the dimensions and procedures described in the methodology documentation, and are subject to the limitations described there.

Open Ratings publications, grades, scores, and commentary are not financial, investment, legal, tax, accounting, or professional advice, and they are not recommendations to buy, sell, hold, license, deploy, integrate, or refrain from any of the foregoing. They are not a guarantee of future performance, a warranty against defects, or an endorsement of any agent, operator, vendor, or organization. Readers seeking advice for a particular situation are encouraged to consult an appropriately qualified professional.

[DRAFT — pending legal review]Privacy Disclaimer

The openratings.ai website is a static site hosted on Vercel. The site itself does not collect personally identifiable information through forms, accounts, or tracking analytics scripts. Standard web infrastructure logs — for example, IP addresses, user agents, referrer headers, and request timestamps recorded by the hosting provider in the ordinary course of operating a web service — are generated and retained by the hosting provider in accordance with its own policies.

This page is informational only and is not a privacy policy. A counsel-drafted privacy policy will be published if and when the site or any associated product begins collecting personal data beyond standard hosting logs.

[DRAFT — pending legal review]Contact

For inquiries related to the contents of this page, including corrections, attribution questions, or requests to engage with Toryx Inc. on legal matters, the informational contact address is legal@toryx.ai. Use of this address is for informational correspondence only and does not by itself create any agreement, engagement, or attorney–client relationship.

[DRAFT — pending legal review]Last Updated

This page was last updated on 2026-04-30.